How Business Interruption Can Help After a Fire

7/31/2022 (Permalink)

Interruption insurance can provide income protection for your business.

How a Fire Can Help With Business Interruptions

Good planning and preparation are part of running a strong business. This means being ready for all possible challenges, including disasters in your Sun City Summerlin, NV, workplace. If you experience a fire in the office, it could not only cause significant damage to the building but could disrupt your daily operations. Thankfully, interruption insurance can provide income protection for your business.

Working Elsewhere

Fires can destroy structures as well as business equipment and supplies. Smoke damage can also make it unsafe for people to work in the building. Interruption insurance can help cover the costs of temporarily relocating to another location. This coverage can help with the following:

• Transporting materials to the new location
• Paying rent at the temporary location
• Paying for equipment so employees can work remotely
  
  

Replacing Supplies

Your building may still be intact, but if materials such as computers, workstations, and office furniture were ruined, you may have to suspend operations until you have new equipment. This type of business interruption can be detrimental if you don't have the right coverage. Interruption insurance will help pay for items you lost in the fire.

Lost Income

One of the biggest concerns you'll have as a business owner after a fire is how it will affect your company's revenue. If you are unable to produce merchandise, fulfill orders or sell products, it'll be impossible to keep up with demand and maintain your income stream. The fire restoration process takes time, even if you hire an experienced disaster recovery team. The right insurance coverage will take care of the money you have lost by not being open for business after a fire. The insurance adjuster will help you determine the appropriate amount.
Recovering from a fire can be a long and difficult ordeal. However, if you have interruption insurance, you can have the peace of mind you need that your business can carry on even after a disaster.

What You Need to Know About Mold in Air Ducts

7/18/2022 (Permalink)

Mold growth around air duct system

Mold growth is common in outdoor areas at any time of year. Due to excessive moisture during wet seasons, it's not uncommon to also experience black mold in the one place you don't want it, which is inside your home in Sun City, NV. Unfortunately, this type of mold isn't easily removed and it can invade areas of your home where it can go unnoticed, including in air ducts where it feeds on dust.

How To Know if Mold Has Entered Air Vents

There are some common visual signs to watch for if you suspect mold has made a home in your air vents. These include:

• The musty odor emanating from your vents
• Black powder around the exterior and interior of vents
• Dark spots that don't easily wipe off vents

If you suspect mold is present, don't attempt to clean it yourself. You likely don't have the right equipment or training to remove it safely.

How Black Mold Is Removed
Have a professional first confirm what you are experiencing is black mold. Once it's confirmed, it will be recommended that you have the ducts cleaned by a restoration specialist.
The specialists will need to take time to inspect your air ducts, including the insulation that surrounds them. If mold is found in the insulation, it will need to be removed and replaced. They will then clean and vacuum your AC system using special tools and protective equipment.

Preventing Future Infestations
During the restoration process, the issue that created the mold growth will need to be identified and corrected so it doesn't happen again. It's important going forward that you try to keep your vents clear of dust and debris. One of the best ways to have clean ducts is to regularly change your AC filters.
Always try to keep your home dry and free of too much moisture. Never allow water or condensation to pool on the materials of your home. A dry home is a home free of black mold.

Fire Restoration Tips for Businesses

4/26/2022 (Permalink)

Have all important documents located in a fire-safe or saved in online cloud storage.

When you experience an emergency at a business or commercial property, one of your main concerns is getting your business up and running again. Fire restoration takes time but is essential for creating a safe and welcoming environment for customers and employees.

Choose the Right Restoration Servicer

Know what your professional restoration options are in Summerlin, NV. When in doubt, read online reviews. Companies that have poor customer service or are hard to get ahold of are a definite no.
Emergencies can happen at any hour, so you want a fire damage restoration servicer like your local SERVPRO franchise that will be there for you no matter what time it is. Some companies may not offer all the services you need, so make sure you do your research. It's a good idea to find a company that handles everything so you're working with the same provider throughout the entire fire restoration process. The property may need some or all of the following services, depending on the extent of the damage:

• Water damage restoration
  
• Smoke and soot removal
  
• Cleaning and sanitizing
  
• Restoration and rebuilding services
  
• Odor control
  
  

Keep Track of the Details

Before an emergency ever occurs, get your ducks in a row. One of the best things you can do for your business is to keep track of current merchandise and equipment and have all important documents located in a fire-safe or saved in online cloud storage. Accurate records of your inventory are essential when making an insurance claim.
Discuss your policy in detail with your insurance provider. That way, when a professional comes to inspect the area and assess the total damage, you know exactly what is covered by your insurance. You should also keep any relevant receipts to track your expenses during the fire rebuild process. Most insurers have SERVPRO as a preferred vendor, making it more convenient to file claims.
The aftermath of an emergency can seem discouraging. Choosing the right fire restoration service is just one way you can help yourself and your business while undergoing rebuilding services and restoration.

Home Mold Proliferation

1/28/2022 (Permalink)

Water can lead to mold growth in your crawlspace.

How To Protect Your Homes Crawlspace

Certain places in your Las Vegas, NV, residence can harbor mold growth, even if your environment is usually dry. Learn how to protect your home’s crawlspace from problematic fungal activity by familiarizing yourself with some common treatment methods.

1. Location and Inspection

The first step in stopping mold growth is to understand the sites from which it frequently spreads. Due to its low-lying location and lack of sunlight, the crawlspace beneath the lowest floor of your home is a frequent culprit of fungal growth. Leaking pipes can create problem areas on upper floors, as the resulting flooding is retained in porous surfaces. Regardless, you should contact a local mold inspection agency to get an estimate if you suspect mold in your home.

2. Blasting

If an inspector finds mold in your home, he or she will schedule a mold removal process. Most companies will use a media blasting technique in which wood and other surfaces are treated with soda under high pressure. Chemically speaking, this soda is sodium bicarbonate, which is the same as the baking soda used in many cooking applications. The use of dry soda in the blasting technique is due to its abrasive properties, which scour the mold away from the wood.

3. Benefits

The use of an inert soda compound means that it is totally safe for your family and pets. Unlike some chemical methods such as fogging, you will not lose access to your home for any substantial length of time. The procedure is also fast and inexpensive compared to scrubbing the affected surfaces by hand. Depending on your degree of coverage and the specifics of your mold damage, your homeowner’s insurance may cover the media blasting and other professional restoration services.

Mold growth in your residential crawlspace is not the sort of problem you want to leave unaddressed. Stay on top of your home maintenance and inspection by obtaining an estimate from a local media blasting professional.